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Who here gets the virus first?

Discussion in 'The Water Cooler' started by Sota, Mar 12, 2020.

  1. Okiebob

    Okiebob Grizzled Veteran

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    I use Radarscope to track hail and just in the day to day living in Oklahoma during the spring. Great app and so easy to use.
     
  2. picman

    picman Grizzled Veteran

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    We still have 3 cases. Turns it I know one of them. Not going to end well. Was being treated for cancer when he got cv.
     
  3. cls74

    cls74 Legendary Woodsman

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    Good luck to him, not all fall to the virus. Many come out on top even with preexisting or otherwise classified as vulnerable.
     
  4. cls74

    cls74 Legendary Woodsman

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    Trump did say one thing that caught my attention. When talking about therapeuticals, he said one of his friends had great results from using it.

    Think he was talking about Boris Johnson?
     
  5. cls74

    cls74 Legendary Woodsman

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    I'm still working and last time I had seen a graph hypertension was 4th on the underlying conditions.

    Social distancing is easily attainable at my work so I'm not worried as much, just need to make sure the night and weekend guys wipe everything down at shift end.
     
  6. MnHunterr

    MnHunterr Legendary Woodsman

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    I’m just over here waiting for my stimulus check.

    I’ve about had it with the politics, who’s right, who’s wrong, what’s true, and what’s not true.

    Just way way way too much information out there now. Everyone has a different idea on what is right or wrong for all of us :lol:


    Sent from my iPhone using Tapatalk
     
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  7. cls74

    cls74 Legendary Woodsman

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    And it all started with the fight against illegal immigration and draining the swamp in 2016 :lol:
     
  8. Germ

    Germ Legendary Woodsman

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    Enjoy the cash, buy something cool
     
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  9. cls74

    cls74 Legendary Woodsman

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    I've heard they are going by loweet AGI to highest in distribution. I cannot speak to the truth of it though.

    I can't wait for my Pelosi/Schumer "hero check"
     
  10. picman

    picman Grizzled Veteran

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    Not likely. He's on a vent. We can hope but....
     
  11. cls74

    cls74 Legendary Woodsman

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    Hate to hear that, hoping he can beat the odds somehow.

    Hang in there
     
  12. MnHunterr

    MnHunterr Legendary Woodsman

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    Is my savings account considered cool. Asking for a friend. It’s either getting saved or put toward my student loans.


    Sent from my iPhone using Tapatalk
     
  13. cls74

    cls74 Legendary Woodsman

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    Screenshot_20200414-064933_PenFed.jpg
     
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  14. Germ

    Germ Legendary Woodsman

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    Yep that's cool

    After listing to a press conference where Trump and the reporter yelled at each other it's clear now to me how we ended up where we are.
     
    Last edited: Apr 14, 2020
  15. opossumhunterNC

    opossumhunterNC Die Hard Bowhunter

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    FYI - I am hearing from a lot of personal lines insurance companies that they are preparing to send out premium refunds to people with auto insurance policies. Basically the decline in road travel has caused a reduction in risk exposure so they are refunding part of the premium so their rates better reflect the actual risk of loss.

    I know for sure that Hartford and Cincinnati are both working on something. Auto-Owners hasn’t said anything official yet that I am aware of but they’re really customer orientated so I would be pretty surprised if they aren’t working on something as well. Wouldn’t count on anything from the direct sales companies though (ie the “we might [but probably won’t] save you 15% in 15 minutes” guys or the one with the lizard, etc.. that you see advertised on tv) but I would say it’s a safe bet that most, if not all, of the companies that use the independent agency model are going to come out and do something similar. They all know that if they aren’t taking good enough care of their agencies’ clients then those agencies are likely going to start rewriting their customers with one of the other companies they represent.

    Generally from what I am hearing it’s looking like it’ll be somewhere in the ballpark of a 15% refund on two months worth of premium at this point and keeping open the possibility of extending it to include additional months down the road depending on how long the stay at home orders last. Granted they are still working on getting this approved by state regulators since typically the laws only allow them to change their rates mid policy (regardless of whether it’s an increase or decrease) for specific reasons that are almost all associated with a change in the amount of coverage or a change in the covered property/insureds (ie you buy/sell/change cars or drop/add comprehensive/collision coverage on a vehicle or your kid turns 16 and gets their license or maybe moves out and gets their own insurance, etc..). That said, I can’t imagine that any state is going to prevent them from voluntarily reducing their customers premiums and sending out refunds.
     
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  16. Grouch

    Grouch Weekend Warrior

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    I just can,t watch anymore virus news or talk ! My head will explode !
     
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  17. cls74

    cls74 Legendary Woodsman

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  18. tacklebox

    tacklebox Grizzled Veteran

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    Username checks out...
     
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  19. cls74

    cls74 Legendary Woodsman

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    First thing I checked when I seen the post was sign up date.

    Thought sota was locked out of his account and signed up a new one :lol:
     
  20. tacklebox

    tacklebox Grizzled Veteran

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