Investing in IRA. Believing in your own ability and drive to be self-employed. So much about school was focused on being a good employee.
They should have Money Management Classes from 9-12 grades as a Course Requirement. Especially How to Live Debit Free!
What To many people running their own. businesses? That's a bad thing? What I see is to many people doing nothing because they feel the work is beneath them. Huge industry in America trying to help businesses find workers. If you can't work for others then work for yourself. And I think it would of been to have touched on entrepreneurship in school. Sent from my iPhone using Tapatalk
You said it!!!!!! I have the most miserable, stupid, nasty idiotic, jerk of a boss. He never gives me any time off, doesn't give me any paid vacation, makes me work most every weekend and makes me stay after work every day, as well as making me show up every morning before everyone else. He also makes sure to pay everyone else on the job before he pays me and if a job goes South, there have even been a couple of jobs that he paid everyone else and refused to pay me!!!!!! What a pain in the butt it is to be self employed!!!!!
In my algebra classes I always make the students calculate the difference in cost between paying cash and using credit. The most expensive method of charging interest is to compound it continuously. Then I have the students make the calculation the way the credit card companies do with a 23% interest rate, and it is only pennies cheaper. Unfortunately, most of us get our values and habits from our parents, so if they don't work in concert with the schools it goes in one ear and out the other.
I could tell where you going with that after the first couple sentences. Been there done that :-) Sent from my iPhone using Tapatalk
The class room concept you are teaching is absolutely correct if you are assuming a balance is revolving month to month. But for me it is actually more expensive to pay cash for items rather than use my credit cards which have earned me considerable reward values in the form of cash, hotel discounts and airline miles. Since I always pay my monthly CC balance in full it's basically an interest free 20-50 day loan depending on transaction/payment dates.
You are very correct, but people who can only get credit at 23% (aka new college grads) usually don't have the cash or discipline to do that. Learning to manage debt and credit is critical.
Me and a couple buddies took a typing class in high school to meet girls, turns out that was the most useful class for life that I took. Sent from my iPhone using Tapatalk
MN_Jay, I could never convince my computer applications students of that, or that not looking at the keyboard might slow them down at first, but it would eventually make them faster. The kids who always had to look topped out at about 20 words a minute, while everyone else would be at about 35 to 40 by the end of the semester, and then get better from there.
Not saying there are too many people running their own business(es); I was making the point that too many would-be employees THINK they know how to run the business better and don't want to pay their dues and LEARN. I'm in total agreement with the underlined in your post. Good help is hard to find.
I wish I would have actually completed a second language like Spanish in school. Being bilingual is a huge advantage in the workplace today. I also wish I would have gone away to college instead of staying close to home.
I'm not sure where Regan's quote came from but the accomplishment of "Founder of the KKK" is a bit disturbing considering the KKK were founded shortly after the Civil War.
I wish there were classes for "Life sucks sometimes, wear a helmet" and "Not everyone gets a trophy". I try to remind my girls, 6th & 8th grade, you need to earn what you get from grades to cloths and all the things they have. Additionally I think college tends to indirectly teach students they earned something more than a diploma by finishing college. The diploma doesn't earn you a job or get you a managerial position because you think you're smart.
In 26 years of teaching I have never taught in a state where a government or civics class was not required for graduation. And as for ignorance, what percent of the president's supporters think he should be able to overrule the judicial branch? (I think the court is out of line in this case, and I really think the ban is stupid because it doesn't really do anything more to protect me than taking my shoes off at the airport.) I guess that if you pass with 60 percent you are going to be ignorant on the other 40 percent.
