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So if you were to lose your wallet...are you prepared?

Discussion in 'The Water Cooler' started by Finch, May 10, 2011.

  1. Iowa Veteran

    Iowa Veteran Grizzled Veteran

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    One of the nicest things we did here was to switch all the locks to keyless entry locks. Before, my wife or kids were always losing one of their house keys and I spent a lot of time and money replacing locks. When we still lived in town, I had a home alarm system with motion detectors. Wasn't hooked up to any service, but once armed, the siren was loud enough to wake every neighbor within a 3 home radius. We also had a rottweiler mix.

    Now that we live in the country, we still use keyless entry locks, home alarm system, and both are vehicles are equipped (and a lot of vehicles w/anti theft are too) with alarm systems that all you have to do is lock the vehicle with the remote before closing the door and once the door is closed, the alarm has to be shut off with the remote. So if someone does break into the vehicle, the alarm goes off.

    I worked too hard for too many years for my stuff to let some maggot try and take it from me.
     
  2. xxForceTenxx

    xxForceTenxx Weekend Warrior

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    So, again, what would you do were the roles reversed? I'm interested in your views since you seem to only offer criticism.

    I recall the newspaper incident and I'll just simply state that I would, at a minimum, be pursuing legal actions against said company and the writer, editor, etc.

    While I respect your views, you're not the only with dealings with law enforcement. I've had 30 years interaction with city, county and state LEOs in my area as well a number of local officials, etc on both personal and professional dealings. Furthermore, I have had a number of dealing with criminal elements for more than 30 years so I have a very good understanding of how they think, act, etc.

    This isn't meant to be a pissing contest by any means. Just giving some background info on what influences my decisions.
     
    Last edited: May 12, 2011
  3. Christine

    Christine Grizzled Veteran

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    ...umm.. that's paranoid! :busted:
     
  4. xxForceTenxx

    xxForceTenxx Weekend Warrior

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    :hater:





    :wave:





    :beer: :woot::nana:
     
  5. Christine

    Christine Grizzled Veteran

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    I keep 'Attack Chickens'.

    [​IMG]
     
  6. Finch

    Finch Grizzled Veteran

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    Do you live in an area of high crime? In my opinion, some of those are "over the top" for where I live. No offense.

    I'll have to look into keyless entry. Thanks for the suggestion!
     
  7. Iowa Veteran

    Iowa Veteran Grizzled Veteran

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    Difference between a debit and credit card is: Debit card accesses your money, credit card accesses the bank's money. The bank will work harder to get the credit charges cancelled before letting you prove that your money taken from your account is returned. My bank has called to confirm transactions while I was in Tennessee before, but last year they didn't bother when I went to Florida then Texas then Arizona. Talk to your bank and see what they tell you about getting your money back if your debit card gets stolen. Your bank may have a different approach from some of the major banks I've dealt with.
     
  8. Iowa Veteran

    Iowa Veteran Grizzled Veteran

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    xxFTxx: My post was for information only. I don't see where you got criticism out of it. As I previously stated, I have a military wallet on a lanyard that goes around my neck.

    For the general board readers: When shopping or planning to spend cash, I put my debit card in my pocket and go out. I have 2 checking accts. The one with the debit card is kept at less than $5.00 until I am going out. Before I leave the house, I transfer enough funds into the acct with the card to get the mission accomplished. Any funds left over when I get home are transferred back into the other acct. That way if someone does skim my card, they aren't getting the bulk of my funds. For emergencies and when travelling, I have a credit card that I have to call the bank if being used outside a 100 mile radius.
     
  9. xxForceTenxx

    xxForceTenxx Weekend Warrior

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    High crime? No. I would say that it's relatively low. However, where I live is a little more determining of why I take the actions I do as I live in an area of very high activity and my house and garage door face towards it.

    Even if it was a relatively quiet area, I still would follow the same actions I do simply because most home invasions are the result of someone knowing an item, etc are there. Whether by an acquaintance or drive-by/casing, service (do you really know your plumber, milkman, etc?). So, why invite when simple precautions can be taken?

    I was referring to this post:

    I was inquiring what your suggestions were for this scenario. I don't leave my wallet in a car, and I know where it is at all times so them getting my wallet and ID's is a non-issue.

    This is good advice for credit cards and debit cards. Though, if any financial institution is worthy, they will honour your report of false purchases while investigating it regardless of if it's their money or yours. If they find you lied, they will deduct from your account and most likely will warn you about repercussions.
     
  10. Fitz

    Fitz Legendary Woodsman

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    No biggie, two debit cards to call & cancel. New health & car insurance cards, DL... thats about it.

    FYI, both vehicles are sitting outside with the keys in them right now... depends on location I guess. :D

    My driveway is about 1 mile long, town is 3.5 miles from the driveway and it's a population of about 3500. I'm not too concerned.
     
  11. isaiah

    isaiah Grizzled Veteran

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    MY MANNNNNNNNNNNN! the brotha was preacing there, i like your security style =-)

    i always think back to that scene in Full Metal Jacket when the Gunny rips Pile for leaving his foot locker unlocked
     
  12. isaiah

    isaiah Grizzled Veteran

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    i have it worked out with my bank as well if they see any spending out of state to call me and authorize, and i just let them know when im gonna be out of town so that im not getting called at the bait shop in Madison.
     
  13. Iowa Veteran

    Iowa Veteran Grizzled Veteran

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    Just out of curiosity, what do you drive?:lol:
     

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