We have one account that both checks go into. I do all the bills and always know what we can or cannot afford. Whenever she wants something she asks if we have any money and depending on if it is a week to pay morgage or not she usually has the green light. It works for us, I have tried to get her more involved in our financial side but she wants nothing to do with it.
One joint account. And I earn everything as my wife is a stay at home mom. Would not have it any other way. If I didn't 100% trust her with everything, I would not marry her. JMHO.
Married 8 months now, and have had a joint account ever since. My wife also kept her checking account open from before we were married. Not much in it, but she will occasionally deposit a little money in it for presents (she doesn't want me looking at the withdrawls from our account:D).
\ Completely agree. Although we do each have our own little direct deposit accounts for gifts and such. Some of you must be better at it than other couples i have been around, fighting over who is paying for dinner, travel expenses, etc.
Her checking became the joint checking, I don't have access to it, nor do I want to. My checking became my fun money. (less went into it) I get my paycheck and give her a set amount each week out of it. If I need one of my bills like a credit card (my card) or boat registration, I give her the bill and the cash to pay it. Other than that she pays the household bills out of her (our) checking.
Us with a joint account? I talk to her and she talks to be about what we're getting.....if there's a problem, and she feels the money could be spent better other places, no sweat off my back.
I have joint account(s) across the board. I LOVE it cause my wife pays all the bills.. I just put money into the accounts.
As a side note, do any of you guys pay the bills or do all of your wives do it? I pay all of the bills, and I think that gives me a better sense what we can and can't spend each month.
We got a joint account when we got married, it works best for us. And I take care of all of the bills and the checkbook. She was late on a student loan payment like a month after we got married, and I was like, Okay, I'll take it from here!
For the people who have all joint accounts, at what age did you get married? Had you lived on your own for many years? I'm just wondering, b/c I've managed my finances for a good 9 years now, and I'm not sure if I will be able to adjust to be able to let my wife handle all the bills. I trust her completely, but you know...
Got married at age 23, she was 22. We lived together with separate accounts for 2 years before that. And yes, I understand wanting control of your finances, just makes me feel more comfortable, justified or not.
I could not imagine "asking" for money, or "asking" what can I afford. Nor could I see her asking me. She make her money, I make mine, we know what bills need paid. The rest is for her to & me to do with as we please.
Not married but been with the g/f for 7 years now and we have a daughter together. I own the house we live In. She has her checking account, I have mine. She has her own savings account, I have mine. Never will I have a joint checking account with the g/f even If we get married. She's not good with money, It tends to burn holes In her pockets. If she needs help, she asks. Pretty simple stuff.
