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Joint accounts or separate?

Discussion in 'The Water Cooler' started by OK/Sooner, Jun 10, 2013.

  1. tfox

    tfox Grizzled Veteran

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    I was pretty bad about it too. Main reason we had to go separate. Main reason for many fights when the checking account was joint.

    I had to get an app on my phone. Because I always have my phone, it is quick and easy to mark things down on the registry.

    sent from my samsung note 2
     
  2. OK/Sooner

    OK/Sooner Grizzled Veteran

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    This way doesn't sound bad to me. Sometimes I like to buy hunting or other items along the way. I'm gods about keeping track of what I spend. But not always good at telling her what I spend.
     
  3. Skywalker

    Skywalker Grizzled Veteran

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    We have joint accounts, always have and always will. I can't imagine doing it any other way. We've gone from me making the majority of the money to here making more than I do, but we treat every dollar we make as ours. We respect each other not to make large purchases without consulting each other. We are both pretty thrifty, so I don't have to worry about her going out on a shopping spree. She's just not that kind of girl(thank God!)
     
  4. indynotch50

    indynotch50 Grizzled Veteran

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    Pretty much my thoughts as well. I've been in a serious relationship for quite some time. Enough so where I would trust her with "our" money right now (not saying I'm going to). I've ended relationships because I could not trust in that aspect before.
     
  5. Iowa Veteran

    Iowa Veteran Grizzled Veteran

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    We had joint accounts and she continuously forgot to tell me about a check she wrote or withdrawal from the bank. I have always paid all the bills, so we split the accounts and what she makes is hers for spending and what I make pays the bills and if there is anything left over I put half in the savings and the other half is mine to do with whatever I want.
     
  6. Woody9220

    Woody9220 Weekend Warrior

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    My girlfriend and I have joint and separate accounts. The joint account is a set amount of money that goes toward saving for a house and marriage every month. The separate accounts pay all the bills. I make significantly more than her so most bills she pays from my account. I trust her with my money more than I trust myself.

    Sent from my SGH-T959 using Xparent Green Tapatalk 2
     
  7. davidmil

    davidmil Grizzled Veteran

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    There can be no other way. You trust or you don't. I couldn't have imagined 35 years without joint everything. You have to work through problems... not compound them. It's a balance. If you want to run separate,,,, you should have stayed single.
     
  8. Tony

    Tony Legendary Woodsman

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    This .... I feel sorry for anyone that can't work with their spouse on finances
     
  9. jackflap

    jackflap Die Hard Bowhunter

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    I have been married for roughly 30 years. We have always had joint everything.

    No disrespect to those that choose to do it differently if it works for you, but quite frankly, I am surprised by the number of responses that have separate accounts. It must be more prevalent throughout society than I realized.
     
  10. 130Woodman

    130Woodman Grizzled Veteran

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    I can argue both sides of it. My wife and I have separate interests and like to spend money differently. My wife likes taking trips to far away lands which I can't go because of work. I don't think it's fair to me not to be able to go and to have to pay for it. Same for her and my hunting addiction there is no reason why it should come out of her earnings. That is where separate accounts comes in handy then we don't have to ask each other if it's ok to buy something, if the moneys in the account it's fine. If both people are on the same page about everything then there is no reason to have separate accounts. There is no right or wrong answer it is what works for the couple.

     
  11. jjnowak

    jjnowak Weekend Warrior

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    We have joint accounts. I actually have it pretty good. My wife makes more than me and does all of the bills. We have never fought about money even when things were tight.
     
  12. MN_Jay

    MN_Jay Die Hard Bowhunter

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    Everything we have financially is joint, and my wife is in charge of all finances. In fact, I know very little about the finances of our family.
     
  13. Hooker

    Hooker Grizzled Veteran

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    My wife has absolutely no idea how much money we have. None. She knows that I track our finances everyday, so she just doesn't care.
     
  14. fatsbucknut

    fatsbucknut Die Hard Bowhunter

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    I really hope it works for both of you. To me that seems like a very strange way to go about a marriage and finances. But it would be difficult to have a partner that's not as equally frugal. I'm not busting your balls, just curious.

    What's going to happen during retirement, when you saved wisely but she didn't? Are you going to travel and enjoy life while she sits at home because she can't afford it?
     

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