Because people are getting too sick to work or don't make enough to pay for a $200,000 medical bill. So they default and we pay in higher cost. They pass that loss on to the next guy. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
I'm following you now. We pay to make up whatever hasn't been paid in higher costs. Makes sense i guess, they have to make that 17k back some how right? I mean the 10 minutes under the MRI machine costs the hospital so much. If we all got major medical coverage and people stopped going to the doctor for a cold, things would be cheaper. But the day for common sense has apparently past us by. We are now wrapped in the arms of our government. They will now tell me what is good for me and what isn't.
For what is worth I fully understand the points being made and I am overly insured in all aspects of my life. Car, home, medical, life. My point is, it should be my choice whether or not I want health insurance. Not my governments. Next they'll be dictating how man cups of coffee I can drink or what I have for lunch.
Oh and the one time in my younger single uninsured life when I was uninsured and had a motorcycle accident. Yes I paid every penny of the 30k bill. It's called responsibility
Your last line cracks me up. It's just hog wash and doom and gloom nonsense. Tackle thank you for being responsible, just think the money you would have saved with insurance
You really think so. New york come to mind and the 32 oz drinks.I know the supreme court shut it down, but it was tried. How about Michele Obama telling private restaurants what kind of oil they can use, regardless if I want the unhealthy oil. It's not ALL doom and gloom. There is validity to sone of it. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
But if you're enrolled in something, you will be asked to abide by their rules. This will fall outside the checks and balances. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Serious question. An insured person gets cancer or some type of terminal illness. Would insurance cover enough of the cost to save that person from bankruptcy. Clearly varies upon coverage but from what I have witnessed often times even the insured can't afford this scenario. But as I said serious question here how much financial risk does it mitigate. Obviously insured vs uninsured would prove to have a significant difference in the amount owed. But still ..)..
That would be case by case dependent upon the facts of each individual and their policies but imo insurance would be enough to save most from bankruptcy. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
He rolled the dice (to save money by not purchasing health insurance or setting money aside in a HSA.) And he crapped out. He paid the price. He took responsibility for his decision. As a taxpayer, I do thank him sincerely. I wish everyone else took that amount of personal responsibility. Those of you poo-pooing the assertion that self-pay is the way to go...go on the internet, google "self pay doctor". See how the rates look to you. I know they're cheaper than my BC/BC rates, by about 30%. More and more doctors going the patient direct pay route every day. Do that, then check into HSAs and major medical policies. Do the math. I'm betting most come out ahead; especially those under 50 yoa.
Something to ponder. If you aren't insured and go to the doctor and don't pay. Healthcare goes up If you have insurance and go to the doctor, insurance goes up It's basically a crap shoot either way. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Most likely true. My point was simply that someone who is terminally ill and unable to work often times cannot foot the bill whether it is 5k - 50k - or 500k. You see it everyday, people rallying together to raise money to help with someone's medical expenses whom even though insured can't pay the bills Sad but true. Yet the person living on the government dole who hasn't worked a day since god knows when pays nothing out of pocket. Infuriating
Agreed and this system isn't making it better, imo, its making it worse. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
I'm honestly not too educated on how all this works, but I know enough to know I can't even come close to affording it. Is there a way to opt out of it entirely, I refuse to be a burden on society just because I can't afford to fund this socialist program
Seems like you're in the military? If so you shouldnt need it? If you're too poor to afford it, government offers assistance which I guess is how you "opt" out of it.
I'll be completely off the books out of the military in mid November. I have healthcare through th VA for the next 5 years and my wife who is a veteran still has about 3 years left from the VA. My kids healthcare will rely on me however. I don't have enough money for this program, I do have enough money to keep my kids covered by traditional means. I've worked hard and will continue to do so and I don't appreciate this putting me in a position to possibly become what I consider to be a leach on society.
I am curious why no-one seems to be seriously addressing the cost of medical care. Or am I missing something?
