The Time piece a Bitter Pill to swallow was pretty good and a really good read. Lady in our office just signed up for health care via the exchange, 300.00 a month for her and hubby. She retired.
I calculated a 62 year old couple on 40000. They pay $313 of $1341 here. We , the taxpayers pick up the rest. But now we pay that every month whether they go to the doctor or not. That's a tax increase no matter how we slice it. Insurance isn't going down for most of us. Doctors aren't charging less. Medicaid and wic and the likes aren't going anywhere and we are still paying for the uninsured or under insured. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
its refreshing to see such a substantial segment of the population who's never been denied health insurance due to preexisting conditions. Of course, 2+ million visitors to the website yesterday seem to think differently about the value of the law. You know, visitors with cancer, leukemia, genetic defects. I'm glad that none of you have had to face these challenges and been dropped from your provider as a result. At least I can sleep better at night.
But that's the point, the average person doesn't go to the doctors every month for something they've self diagnosed and thinking they need care for. I myself went a span of 10 years without a doctors visit, and I know many others who are the same. You have to weigh your health with what you need and want. I have had no major illnesses the first 30 years of my life, why would I want to throw money away at health insurance when I've never needed it? I went to a little clinic for a bad ear infection and payed out of pocket and it was great. No paperwork, no insurance, no BS. The problem with my checkup didn't start until I went over to the pharmacy and had to get insurance involved. I got the generic drug because it was cheaper but it was my first prescription in the past 10 years. I don't mind paying a lot out of pocket as needed rather than paying even more over a span of say 10-20 years and not needing it. Could I have needed it, sure, but I shouldn't be FORCED to pay for something I don't want. People act as if insurance prevents death. As I said, rather than trying to make insurance cheaper or give more poeple coverage (even though I am not convinced that's what the gov is trying to do), they should work on making the actual health care more affordable.
Nice assumption on you're part. Again you would be dead wrong. We should address those situations instead of growing government to complete socialist control. This is where this is headed, if it doesn't collapse in on itself. Further digging this country into economic collapse as well. But hey, that doesn't matter. Oh, and all those that visited weren't for it. Many of us were just researching how good/bad it actually is. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Hell, even those that have been dropped are being forced into this and will have to pay a premium they still can't afford. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Sleep well until someone gets rejected for a operation because the "too old" but are otherwise healthier than people half their age. And before you say it won't, it happens all the time with other countries with socialized medicine where a bureaucratic makes the decisions in stead of a health care professional. But screw them they've lived long enough right?
I work with a guy right now that has a wufe with a pre existing condition and can't afford the plans offered. The deductible of the ones he could possibly afford are so high (4-5000 a person) it makes it basically non insurance, further digging him into financial poor house. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
5 g's is one test these days, in this situation either way their screwed. What's their yearly cost for healthcare?
And this is the root of all our problems. Unfortunately with government/insurance companies/pharmaceuticals/corporations all tied together they way they are the likelihood of that changing anytime soon is slim to none. I don't think anyone is thrilled about the ACA or having to purchase a product or be penalized, however I also think a lot of people are blowing the costs and effects of this legislation way out of proportion.
He was being charged $620 /month but he had a year before it would pick up his wife. Went to $700 after picking her up so they dropped it all together. He can pay alot of medical bills with that. His plan on obamacare is $500 a month with $ 750 deductible. $175 with $4500 So technically he can "afford" it but to what advantage. The big difference now is he HAS to purchase it. Yes, they are screwed either way. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
I hope you're right, but I don't think so. I just see a huge tax burden and more bureaucracy in our healthcare we don't need. Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Do you mean the plans offered by your employer (which you're sticking with) or the new Exchange plans? First, most people won't need 5K worth of medical care in an average year. If you're relatively healthy you will most likely need less than 1K. Second, 5K is far from "non insurance". Slip and break your ankle on some ice this winter and you'll see how much you appreciate having to pay only 5K instead of the 30K it will cost to get healed up. Additionally, most medical establishments and doctors are more than happy to setup payment plans if necessary. And of course we could always start sacrificing things like vacations, gifts, new cars, etc if we had to. It's bad enough that healthcare costs are through the roof, but it makes matters worse when people refuse to acknowledge any sort of personal responsibility for paying them. Everyone wants to pay next to nothing for premiums and have insurance cover what could potentially be tens or hundreds of thousands in medical costs should we need them. That math don't work.
Another bad point about mandatory insurance. If we pick up everyone else's tabs, they'll just go more often for every little thing because they already paid for it right? Why not make the most of it to make sure? I seriously love the idea of healthcare for everyone, it pains me to see people who suffer and can't afford treatment. But to enact something like this, is putting the burden really on hard working people who don't make much. Sure the people who are better off will be able to soak it up more and will have to cut back on things, but the ones on the lower end of the tier are really hurting. I don't have a solution. Maybe if our government wasn't so in debt they could fund it themselves, they already take ~50% of your paycheck as it is.
